Reducing or eliminating asset under management (AUM) fees can lead to significant savings over time, especially for long-term investors. Here’s how:

1. **Fee Structure**: 

AUM fees are typically calculated as a percentage of the total assets managed. Even a small percentage can add up to a large amount over years. For instance, a 1% fee on a $100,000 investment means you pay $1,000 annually. If your investment grows, that fee increases too.

2. **Compounding Effect**: 

Investment returns are often compounded over time. If you pay fees, you're effectively reducing the amount that compounds. For example, if you could avoid a 1% fee on a $100,000 investment that grows at a 6% annual return, you would have about $40,000 more after 30 years compared to paying that fee.

3. **Increased Investment Growth**: 

Without AUM fees, more of your money remains invested, allowing for greater potential growth. This means you can take advantage of market upsides more effectively.

4. **Performance Comparison**:

 Many actively managed funds do not outperform their benchmarks after fees. By choosing low-cost index funds or ETFs, you can often achieve similar returns with lower expenses.

5. **Flexible Financial Planning**:

 Reducing fees gives you more flexibility in your financial planning. You can redirect those savings into other investments, retirement accounts, or even use them for immediate expenses.

In summary, 

by reducing or eliminating AUM fees, you can maximize your investment capital, benefit from compounding returns, and ultimately save a considerable amount of money over time.

I am confident, I can help you do this! Contact me at :

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