Retainer Fees

Wyrostek Coaching Financial Planning services are customized to the needs of each client, but may include recommendations for portfolio customization based on their client’s investment objectives, goals and financial situation, recommendations concerning risk management, general investment educations, wealth building techniques, retirement planning, budgeting and cash management, advice concerning non-investment-related assets, debt management, insurance strategies, tax planning, and generational wealth transfer strategies, among other services. 

Wyrostek will tailor its Financial Planning services to its client’s individual needs based on meetings and conversations with the client. If clients wish to impose certain restrictions on investing in certain securities or types of securities, Wyrostek will address those restrictions with the client to have a clear understanding of the client’s requirements. 

Wyrostek does not provide portfolio management services to its clients or any wrap fee programs. 

Since Wyrostek does not provide portfolio manage services, it does not have any discretionary or non-discretionary assets under management.

Fees and Compensation 

Wyrostek will provide Financial Planning services for clients on either an hourly fee basis, or a fixed fee basis.

Hourly Fee 

Pursuant to a Financial Planning agreement signed by the client in advance, Wyrostek’s hourly fee will be billed at a rate ranging from $150 per hour to $250 per hour (minimum 3 hours) depending on the resources required to provide the contracted services. The hourly rate may be negotiated in advance at the discretion of Wyrostek. Wyrostek has a three-hour fee minimum for hourly clients. Hourly fee-based clients are billed on a monthly basis upon completion of work performed. Estimated hourly charge may be required in advance.

Fixed Fees

Wyrostek will charge a fixed fee for comprehensive financial planning services of up to $20,000 per plan as contracted with client in advance based on the client’s net worth as follows: 

Net Worth up to…….$350,000………….$2000.

$350,001 up to…….$500,000………… $3500.

$500,001 up to……$1,000,000…………$5000.

For clients with net worth over $1 million, the fixed fee will range from $5,000 to $20,000 based on the complexity of the services required and as negotiated with the client. 

Fixed fees may be negotiated in advance based at the discretion of Wyrostek. Fixed fee-based clients are billed in advance and financial plans will be delivered in less than six months from signing of the agreement. Subsequent to the delivery of the financial plan, Wyrostek will provide additional financial planning services as needed at no additional cost for up to one year from the initial signing of the agreement. After the initial year, subsequent financial planning services will be negotiated under a separate agreement.